PRIVACY POLICY
Last updated January 01, 2026
This Privacy Notice for LowCountry Capital Mortgage LLC DBA LowCountry Capital ("we,"
"us," or "our") describes how and why we may access, collect, store, use, and share
("process") your personal information when you use our services ("Services"), including
when you visit our website, submit forms, request mortgage information, or interact with
our marketing communications.

Company Information
LowCountry Capital Mortgage LLC DBA LowCountry Capital
Home Office: 308 Bering Lane, Summerville SC 29486
Mailing Address: 49 Archdale St Ste 1A, Charleston SC 29401
NMLS: 2826227
Website: https://www.lowcountry-capital.com
Email: [email protected]
Phone: (+1) 854-858-5442

1. WHAT INFORMATION DO WE COLLECT?
We collect personal information that you voluntarily provide to us when you submit forms,
request mortgage information, apply for financing, or communicate with us.
Personal information may include: name, phone number, email address, mailing address,
date of birth, property information, loan amount requested, credit profile information,
income or employment information, and other details necessary to evaluate mortgage
financing.
Automatically Collected Information
When you access our website we may automatically collect certain information such as IP
address, browser type, device information, operating system, and usage analytics.

2. HOW DO WE PROCESS YOUR INFORMATION?
We process personal information to provide mortgage consultations, determine loan
eligibility, communicate regarding inquiries, maintain consent records, prevent fraud, and
comply with legal and regulatory requirements.

3. SMS COMMUNICATIONS AND CONSENT

By providing your phone number through our website forms or marketing pages, you
consent to receive SMS text messages related to mortgage inquiries, appointment
confirmations, loan updates, and customer support communications.
Message frequency varies. Message and data rates may apply depending on your mobile
carrier.
You may opt out of SMS communications at any time by replying STOP to any message. For
assistance reply HELP.
We maintain timestamped records of SMS opt‑in and opt‑out actions in compliance with
the Telephone Consumer Protection Act (TCPA) and A2P messaging regulations.

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL
INFORMATION?

We do not sell or share personal information with third parties for marketing purposes.
We may share information with trusted service providers who assist in operating our
business such as CRM platforms, SMS providers, analytics providers, and mortgage
processing vendors. These service providers are contractually obligated to protect data.

5. COOKIES AND TRACKING TECHNOLOGIES
Our website may use cookies and similar technologies to improve functionality, analyze
traffic, and enhance user experience. Users may disable cookies in browser settings.

6. DATA RETENTION
Personal information is retained only as long as necessary to fulfill the purposes outlined in
this policy or to comply with legal and regulatory obligations.

7. DATA SECURITY
We implement reasonable administrative, technical, and physical safeguards to protect
personal information from unauthorized access or disclosure.

8. MINORS
Our services are intended for individuals 18 years or older. We do not knowingly collect
personal information from minors.

9. YOUR PRIVACY RIGHTS

Depending on your state of residence you may have rights to request access to, correction
of, or deletion of your personal information.

10. OPT-IN 'No Sharing' SMS CLAUSE
LowCountry Capital Mortgage LLC respects your privacy. Any information collected as part of the SMS consent process will not be shared, sold, rented, or disclosed to third parties or affiliates for marketing or promotional purposes. SMS opt-in and consent data are used solely for the purpose of communicating directly with you regarding your inquiry, loan application, or related services. This includes, but is not limited to, responding to requests, scheduling consultations, providing updates, and facilitating communication throughout the financing process.

11. UPDATES TO THIS PRIVACY POLICY
We may update this policy periodically to maintain compliance with applicable laws.

12. CONTACT US
LowCountry Capital Mortgage LLC DBA LowCountry Capital
Home Office: 308 Bering Lane, Summerville SC 29486
Mailing Address: 49 Archdale St Ste 1A, Charleston SC 29401
NMLS: 2826227
Email: [email protected]
Phone: (+1) 854-858-5442