Secure flexible, investor-focused financing designed for Airbnb and VRBO properties. Our DSCR loans offer quick approvals and dependable terms, making it easier to expand your portfolio or refinance your vacation rentals. Fill out the form below to get started.
LowCountry Capital’s Short-Term Rental (STR) loans are specifically designed for investors with income-generating properties on platforms like Airbnb and VRBO. By leveraging rental income potential, our loans offer a streamlined path to funding, empowering you to expand your portfolio and maximize your rental income.
With LowCountry Capital, you’ll benefit from quick access to capital, allowing you to seize new opportunities and efficiently manage your property investments.
Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:
First Time Investor OK | First Time Homebuyer OK
Minimum of 640
20% Down
Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.
Financing available up to 80% of property value.
No Seasoning On Cash Out, Vacant Properties Accepted, Rural Properties Accepted.
Debt Service Coverage Ratio (DSCR) is calculated as Monthly Rent divided by Total Expenses (P&I + other expenses).
Transparent and Investor-Focused Loan Terms
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